Predictably Unpredictable: Navigating the Volatility of Transactional Revenue
makecents.substack.com
As the pandemic accelerated the need for digital financial tools and services, many fintech companies saw incredible revenue and user growth in 2020 and 2021 leading to stock surges and high flying IPOs. For the first time, we now have a critical mass of public fintechs that we can look across to draw some early conclusions on business profiles and public market performance. Specifically, in the last two years, companies like Coinbase ($COIN), Robinhood ($HOOD), Affirm ($AFRM), Nubank ($NU), SoFi ($SOFI), Upstart ($UPST), and Marqeta ($MQ) have joined the public fintech ranks among companies like Block ($SQ) and Paypal ($PYPL).
Predictably Unpredictable: Navigating the Volatility of Transactional Revenue
Predictably Unpredictable: Navigating the…
Predictably Unpredictable: Navigating the Volatility of Transactional Revenue
As the pandemic accelerated the need for digital financial tools and services, many fintech companies saw incredible revenue and user growth in 2020 and 2021 leading to stock surges and high flying IPOs. For the first time, we now have a critical mass of public fintechs that we can look across to draw some early conclusions on business profiles and public market performance. Specifically, in the last two years, companies like Coinbase ($COIN), Robinhood ($HOOD), Affirm ($AFRM), Nubank ($NU), SoFi ($SOFI), Upstart ($UPST), and Marqeta ($MQ) have joined the public fintech ranks among companies like Block ($SQ) and Paypal ($PYPL).